Yes, it is generally possible to adjust your insurance coverage when subscribing to a car through services like Simba Car Subscription. This can include options to add additional coverage or lower your deductible (excess).

Additional Insurance Coverage:

• Extended Coverage: Many car subscription services allow you to add extra protection, such as increased liability coverage or additional coverage for specific risks like roadside assistance or rental car coverage in case your subscribed vehicle needs repairs.

• Personal Belongings: You may also have the option to add coverage for personal belongings inside the vehicle, which is typically not included in standard comprehensive insurance.

Lowering Your Deductible:

• Higher Premium: To lower your deductible, you may have the option to pay a slightly higher monthly subscription fee. This option allows you to reduce the out-of-pocket expense you would need to cover in the event of a claim, offering more financial predictability in case of an accident or damage.

These options vary by provider, so it's important to review the specific terms and conditions of your subscription agreement or consult with Simba’s customer service to understand what insurance adjustments are available to you.